Peer-to-peer platforms arrange loans from groups of individuals or organisations to business borrowers. Loan terms typically range from 6 months to 5 years and in some cases borrowers are not required to give a charge over personal or business assets as security. Loans are arranged both at fixed rates of interest and via auctions, where lenders compete to offer the most attractive borrowing rate to the company.
P2P Loans
Short Description: Ablrate is a peer lending platform that provides asset finance to a diverse range of businesses.
Type: Debt
Debt Category: P2P Loans
Short Description: We started with a simple idea – to link up communities and individuals with Renewable Energy Projects and make it possible for everyone to share in the benefits of clean energy production. In 2011 Abundance Generation was launched creating the first regulated investment company that revolutionises the way people invest for their long term future. We call it Democratic Finance.
Type: Debt
Debt Category: P2P Loans
Short Description: At Assetz Capital investors pay no fees to lend directly to a UK SME or property business. The borrower can receive finance that may be more flexible than traditional lenders can offer. Whether you are a Lender or Borrower see how you can achieve more with Assetz Capital.
Type: Debt
Debt Category: P2P Loans
Short Description: For an experienced property entrepreneur, it can be so frustrating to have a good opportunity but be unable to progress it due to the restricted lending market. But, thanks to CapitalStackers, you can finally convert those opportunities. We have a network of investors looking for good lending opportunities right now.
Type: Debt
Debt Category: P2P Loans
Short Description: CrowdProperty is a peer-to-peer lending platform designed to facilitate loans between private individuals and professional property businesses. All loans are secured by a registered first legal charge against property in the UK.
Type: Debt
Debt Category: P2P Loans
Short Description: Crowdstacker is an FCA regulated peer to peer lending platform that allows people to become lenders to great British businesses.
Type: Debt
Debt Category: P2P Loans
Short Description: Deal with people not a website - Folk2Folk is one of the only P2P lenders in the world with a high street presence and offers interest-only, secured loans.
Type: Debt
Year Established: 2013
Debt Category: P2P Loans
Short Description: Funding Circle is the world’s leading marketplace exclusively focused on small businesses — more than £600m ($1bn) has been lent to 8,000 businesses in the UK and USA. Today, businesses can borrow directly from a wide range of investors, including more than 40,000 people, the UK Government, local councils, a university and a number of financial organisations.
Type: Debt
Debt Category: P2P Loans
Short Description: We connect borrowers with lenders to give both parties a chance of getting the best rate on their borrowing and investment.
Type: Debt
Debt Category: P2P Loans
Short Description: FundingKnight provide both secured and unsecured business loans for SMEs. We offer funding from £25,000 - £1,000,000 for businesses with at least two years trading history. Our Responsive Lending approach gives you a quick decision on your application and rapid access to finance.
Type: Debt
Year Established: 2012
Debt Category: P2P Loans
Short Description: Flexible, affordable short-term loans from asset-based P2P specialist FundingSecure. Assets accepted include watches, jewellery, art, classic cars, and property. 6 month loans. No instalments. No early repayment fees. Renew on payment of interest. 48 hour turnaround.
Type: Debt
Year Established: 2013
Debt Category: P2P Loans
Short Description: Growth Street’s flexible overdraft is the fastest and fairest tool to combat problems with growth finance, cash flow management and working capital. There are no hidden fees. You can draw down any amount as you need it, only pay interest on what you use, and make repayments at any time.
Type: Debt
Year Established: 2013
Debt Category: P2P Loans
Short Description: We provide a dynamic P2B exchange that allows SMEs to raise the money the need through our growing online community of like-minded investors. Committed to helping and supporting the UK’s SMEs we make a point of understanding your business and your needs, rather than work off a predetermined formula.
Type: Debt
Year Established: 2014
Debt Category: P2P Loans
Short Description: Peer-to-peer lending is the practice of lending money to unrelated individuals or businesses, “peers”, without going through traditional financial intermediaries like banks. Landbay is a peer-to-peer platform: the online exchange that manages the entire lending process, allowing you to lend money across multiple properties in return for an interest payment each month. Our lenders get above-market returns and our borrowers get a great deal by cutting out the banks.
Type: Debt
Debt Category: P2P Loans
Short Description: LendingCrowd was launched in 2014 to offer businesses keener loan rates and investors better returns.
Type: Debt
Debt Category: P2P Loans
Short Description: LendInvest is the world's largest peer-to-peer marketplace for real estate mortgages.
Type: Debt
Debt Category: P2P Loans
Short Description: Are you ready to grow your business with senior debt from £50k to £3 million? Are you an established UK Ltd company or LLP, have a minimum turnover of £100,000 and were profitable last year? If so, then follow our simple 5 step process to securing finance
Type: Debt
Year Established: 2014
Debt Category: P2P Loans
Short Description: There are a range of reasons why a business might need a helping hand with funding. From start-up costs to short-term cash flow issues, MoneyThing can provide a solution.
Type: Debt
Debt Category: P2P Loans
Short Description: Proplend is a Peer to Peer (P2P) lending platform which offers individuals and institutions the opportunity to circumvent the traditional banking system and lend directly to borrowers. Every loan is supported by a first legal charge over income producing commercial property.
Type: Debt
Debt Category: P2P Loans
Short Description: RateSetter is a peer-to-peer lending platform offering loans to SME businesses, limited companies, partnerships and sole traders. We specialise in helping small to medium size businesses grow. Providing flexible finance solutions tailored to your specific business needs.
Type: Debt
Debt Category: P2P Loans
Short Description: rebuildingsociety provides loans for established businesses looking to grow. We connect them to hundreds of private individuals who pledge to lend money as part of a crowd, with rebuildingsociety providing the administration services. We don’t charge early repayment fees, finance is within 14-28 days and by borrowing through us, you’re reaching hundreds of potential customers.
Type: Debt
Debt Category: P2P Loans
Short Description: Sancus Limited is an offshore Peer-to-Peer (P2P) secured lender with significant permanent capital. The business concentrates on traditional P2P transactions and focuses on working with entrepreneurs and businesses with specific emphasis in handling non-dom clients. Our minimum loan participation is £250,000.
Type: Debt
Debt Category: P2P Loans
Short Description: The Bridgecrowd is a growing group of like-minded people and businesses whose aim is to improve their finances through borrowing and lending between each other. By bypassing the banks and connecting through technology real people make real decisions about bridging loans and benefit from better than market rates all secured over UK property.
Type: Debt
Debt Category: P2P Loans
Short Description: ThinCats.com is an online peer to peer lending platform for secured business loans. By bypassing banks both lenders and borrowers can receive a better deal. We link experienced investors with established business borrowers.
Type: Debt
Debt Category: P2P Loans
Short Description: Wellesley & Co are an asset backed Peer to Peer lending platform. Our core principle is to lend to borrowers whose assets provide tangible security over their loan. Wellesley & Co began lending to borrowers in June 2013, and since November 2013 lenders have been investing in the loans through the Peer to Peer platform.
Type: Debt
Debt Category: P2P Loans
Short Description: TEST MICROSITE Established in 2005, Zebra Funding is a leader in connecting businesses that are looking to borrow with businesses that are looking to invest. Our platform is simple and straightforward to use, and businesses can borrow from £50,000 to £ 5million.
Type: Debt
Year Established: 2015
Debt Category: P2P Loans
Short Description: Zopa is the UK's leading peer-to-peer lending service. We reward people who are good with their money by providing low rate loans and high interest returns.
Type: Debt
Debt Category: P2P Loans
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