Established companies that need to finance large investments will usually use a combination of debt funding and their own cash balances. Larger loans or bond issues will need to be secured against the assets of the business and, in some cases, against the personal assets of the directors as well. They may also carry covenants that the borrower must keep within, for example a minimum ratio of earnings to interest payments.
Larger Business Loans
Short Description: Established in 2000, Accredo is an Introducer-driven, credit-responsive lending model that has grown year on year. We don’t use credit scoring. Instead, we consider all applications on their individual merits, allowing us to structure an acceptance for offers that other lenders would simply decline. We provide Introducers with fast and flexible business finance solutions.
Type: Debt
Debt Category: Larger Business Loans
Short Description: We provide a broad range of products and services to our clients, all backed by a commitment to excellent service.
Type: Debt
Debt Category: Larger Business Loans
Short Description: For a quick cash injection or long-term investment, Airdrie Savings Bank has a loan to suit you.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Bridging and short term funding has become a key source of finance in today’s age and can be used by businesses and individuals in many different scenarios to aid with cash flow.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Anglo Scottish Asset Finance provides a range of financial services across the UK including business finance, personal finance and vendor / dealer finance.
Type: Debt
Debt Category: Larger Business Loans
Short Description: ArchOver is a Crowdlending platform. It is the first in the world to facilitate low cost competitive finance to businesses, while offering secured and insured returns to Investors.
Type: Debt
Year Established: 2014
Debt Category: Larger Business Loans
Short Description: Axis Bank UK Ltd. offers a range of financial services to customer segments covering Large & Mid-Corporates and Retail businesses.
Type: Debt
Debt Category: Larger Business Loans
Short Description: We are a bank inspired by the tradition of private and merchant banks, based on meeting the specific needs of individual clients in a way that leads to long-term relationships, trust and word-of-mouth recommendations. We will create a focused and innovative banking platform that can simply and clearly serve our clients. We believe that a bank’s focus has to be on the real economy. This is how we reconnect retail capital with entrepreneurial companies and established industries. We aim to inspire people and support them in their aspirations for financial independence and self-reliance. We aim to make it easy for individual and institutional savers to participate in the real economy. This is how we will finance the economy responsibly, and create enduring economic value. The purpose of our new bank is to realise this vision. LOANS TO BUSINESS Our goal is to finance businesses on a long-term basis with clear and fair conditions. We believe that our imagination, skills and experience must be put in practice to best serve our industrial clients. Our lending decisions are based on a rigorous and detailed assessment of each client’s business, future plans and potential. As lenders, we take on the risks of our clients. We seek to be clear in determining which risks we are prepared to take and to be vigilant in seeking to understand and control those risks.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Corporate Lending services to facilitate your businesses development. We offer various types of short term and long term financing services to help you develop your business.
Type: Debt
Debt Category: Larger Business Loans
Short Description: We understand that you need patience, understanding and flexibility in a banking partner. You also need us to make decisions promptly. Whatever the situation, your relationship manager will take the time to understand your needs, and discuss the most appropriate method of finance – whether you want to expand your business, invest in equipment, buy more stock or extend credit to your customers.
Type: Debt
Debt Category: Larger Business Loans
Short Description: If you’re looking for a fixed rate loan for a larger business project or investment, then our Commercial Fixed Rate Loan could meet your needs. With a fixed interest rate, during the fixed rate period, you'll pay identical monthly amounts, allowing you to plan your budget with confidence.
Type: Debt
Debt Category: Larger Business Loans
Short Description: If you're looking to borrow money for working capital, refurbishment, property development, new machinery or equipment, we may be able to help. Talk to us about our business loans today.
Type: Debt
Debt Category: Larger Business Loans
Short Description: BBF specialises in providing the short to medium term bridging loan you need right now. We offer a quick and easy way to raise finance for any residential or commercial property development project. We have significant funds readily available so talk to us first about your requirements. For a fast, friendly and immediate decision contact us today.
Type: Debt
Debt Category: Larger Business Loans
Short Description: The Bishopsgate Group was established in 1997 to provide specialist property Finance to property developers.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Established by Bernard Samuels in 1965, we have developed an excellent reputation for the delivery of fast, short-term bridging and property finance at competitive rates.
Type: Debt
Debt Category: Larger Business Loans
Short Description: BMS Finance has developed a track record in providing loans (£0.5m to £5m) to growing UK SMEs (£1m to £100m turnover) who are at or approaching profitability. BMS provides term loans for between 2 and 5 years with senior security but based on ability to repay rather than asset backing.
Type: Debt
Debt Category: Larger Business Loans
Short Description: BNP Paribas Commercial Finance is a leading cross-border asset based lender with over 45 years of experience. In the UK, BNP Paribas Commercial Finance employs around 40 people from its head offices in Tunbridge Wells.
Type: Debt
Debt Category: Larger Business Loans
Short Description: BOOST&Co has been providing growth business loans to innovative SMEs in UK and Europe for a dozen years.
Type: Debt
Debt Category: Larger Business Loans
Short Description: BOOST&Co has been providing venture debt solutions to innovative SMEs in UK and Europe for a dozen years.
Type: Debt
Debt Category: Larger Business Loans
Short Description: We help local businesses access finance easily and quickly and our investors have the potential to earn better returns by lending to them.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Short term property loans that solve financing requirements. When can a bridging loan be used? Bridging finance can be used for a range of property investment scenarios. If you have any queries about using bridging finance, then please contact our Business Development team on 0161 443 0680. How much can I borrow? Bridgebank Capital provides loans of up to 70% loan to value, or 80% loan to purchase price for residential property and 65% loan to value for semi-commercial and commercial property. What is the maximum LTV? The maximum LTV is dependent upon the property taken as security, up to a maximum of 70% of the market value of residential property and 65% of the market value of semi-commercial and commercial property. How long can I have a bridging loan for? A bridging loan can be secured for anything between 1 day and 12 months. How do I apply for a bridging loan? Please complete an application form, which can be found here. What are the costs involved? Every bridging loan is different, at Bridgebank capital all cases are individually priced.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Bridging Finance Solutions Group is a premier independent finance house, providing short term property finance solutions to individuals, investors, property developers, professional advisors and intermediaries.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Bridging Loans Ltd. has 20 years of experience in short term loans, bridging loans and development finance to individuals and companies all over the UK. Our professional underwriting staff are highly experienced in all types of cases and with their knowledge of local and national markets we are able to offer our borrowers the best package to suit their needs.
Type: Debt
Debt Category: Larger Business Loans
Short Description: The Brooklin Partnership PLC was established by a Property Investor/Developer as conventional banks could not provide the funds quickly, which meant that a deal could be lost. Our expertise is providing a Fast Bridging Loan. The Management team consists of several highly experienced individuals who have been involved both in the credit and property industries for many years. These include Estate Agency, Mortgage Broking, Banking and we have all bought property personally so we fully understand the issues that you face. We have set up the company to treat clients as we would want to be looked after. We will deal with all applications professionally. We have access to local valuers who understand the local market and a panel of solicitors who understand Bridging Finance to whom we can introduce you. We are Principal Lenders and you will always be dealing with the Decision Makers to offer you flexibility and to give you a quick Bridging Loan
Type: Debt
Debt Category: Larger Business Loans
Short Description: At Cambridge & Counties Bank, we’re committed to working together to provide straightforward, no-nonsense products that will help small to medium sized businesses reach their full potential.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Capital Engine arranges multi-year UK business loans for MBOs, acquisitions, growth and refinancings. We bring corporate finance experience, loan origination track record, flexibility, speed and access to capital, including our own (we invest a minimum of 1/2 our fee into each loan). Minimum loan amount: £250,000 up to £3mm. Debentures and potentially other security are required. We are an Accredited Sponsor for ThinCats.com.
Type: Debt
Year Established: 2012
Debt Category: Larger Business Loans
Short Description: The Capital Group Flexible Finance Solutions is able to offer lower rates on secured business loans than for unsecured business loans.
Type: Debt
Debt Category: Larger Business Loans
Short Description: We offer a fast track non-status bridging loan service. We arrange lending on the value of the security, not the purchase price. We can even lend up to 100% of the purchase price and up to 100% of the development costs subject to valuation. We offer the opportunity to secure your bridging loan on any residential property in the UK.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Running a business can be complex and we understand the importance of receiving a swift, accurate response, together with a personal service.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Identifying precisely the right facility for a specific commercial need is the hallmark of our team. We provide funding to Corporates for a variety of needs - working capital, expansion (either by acquisition or organically) or for asset finance. We also provide leveraged finance for management buyouts and growth finance for fast growing, earlier stage businesses.
Type: Debt
Debt Category: Larger Business Loans
Short Description: We trace our roots back to our founding as the Loans and Deposit department of CWS in 1872 and we've worked hard ever since to provide our customers with a viable alternative to our larger competitors. Please note that this information has been extracted from Dorset Business Angels website www.dorsetbusinessangels.co.uk. Last updated July/2015
Type: Debt
Debt Category: Larger Business Loans
Short Description: We appreciate there are times you require short or long-term capital to achieve your aims. To match the needs of your business, we offer a wide range of borrowing services.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Operating and developing a business with an annual credit turnover of more than £1 million is a challenge that requires management expertise and support from a financial partner who understands your business and the markets it operates in. We have an extensive range of products and online services to support the vision and strategy for your business. Our teams of specialists can provide proactive advice, Cash Management services and financing options including international trade.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Based in Cornwall, we are a privately owned company. We have been offering true non-status funding continuously since 1983. We have a Board of Directors and Decision Makers with substantial Commercial, Lending and Legal expertise and we have built up a reputation for flexibility and a long standing willingness to consider a wide variety of individual circumstances and property as security. We understand and appreciate the importance of all of our Broker contacts and our Underwriting team seeks to provide a speedy and efficient service with fast decisions. We are patrons of the NACFB
Type: Debt
Debt Category: Larger Business Loans
Short Description: FBN Bank (UK) offers working capital loans to companies to finance their needs (i.e. trade finance, term loans, guarantee issuance facilities, etc.), and is also able to structure tailor-made facilities to meet other financial requirements.
Type: Debt
Debt Category: Larger Business Loans
Short Description: As a privately owned lender FBSE Finance has a unique and very flexible approach when providing bridging finance. Each case is looked at individually and in many cases the underwriter will speak directly with the borrower to gain a better understanding of the situation and the purpose of the loan.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Fincorp is one of the UK's most established and respected bridging loan companies. For more than 25 years the company has been providing 1st and 2nd charge bridging finance on residential properties in and Southern England. Our bridging loans vary typically between £100,000 and £10 million, and we lend up to 70% value of the property secured on the property. And because you deal only with decision-makers, your bridging loan requirements are always dealt with quickly and with the minimum of fuss.
Type: Debt
Debt Category: Larger Business Loans
Short Description: First 4 Bridging is an established master broker, experienced in arranging short-term property finance, commonly known as a bridging loan.Bridging loans can be used for a variety of reasons and are becoming increasingly popular as clients realise how flexible this form of finance can be.
Type: Debt
Debt Category: Larger Business Loans
Short Description: With a business loan from First Trust Bank, you can finance your plans for future growth
Type: Debt
Debt Category: Larger Business Loans
Short Description: We provide commerical loans up to £50,000 to UK businesses over a term from 3 months to 5 years, giving businesses the flexibility to use the finance as they see fit.
Type: Debt
Debt Category: Larger Business Loans
Short Description: At GE Capital, we specifically support SMEs looking to grow. If you are looking to finance your small to mid-sized business, one of our highly experienced local teams will help guide you along the way.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Bridging loans are offered for various financial requirements for example time sensitive deals such as auction purchases, money for business cash flow and light property refurbishment, the list is endless. These are based on 1st charge loans and can be arranged in a very short period of time.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Habib Bank UK takes great pride in providing banking services to meet your financial needs. Whether you are looking for financing solutions to grow your business, opening a current or savings account
Type: Debt
Debt Category: Larger Business Loans
Short Description: Hampshire Trust Bank is focused on financing commercial customers based on best principles in relationship banking, delivered by experts in their fields. We also offer competitive savings accounts to individuals and businesses.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Our strategic goals and objectives are based on our aspiration to be recognised as a distinctive specialist bank and asset manager. This distinction lies in our entrepreneurial culture, which is balanced by our strong risk management discipline, client-centric approach and ability to be nimble, flexible and innovative.
Type: Debt
Debt Category: Larger Business Loans
Short Description: An investment credit is a medium-term (2 to 5 years) or long-term (5 to 20 years) credit that has a clear initial amount and a fixed repayment schedule. It is used for financing investments with a commercial purpose (such as building a warehouse or purchasing machinery).
Type: Debt
Debt Category: Larger Business Loans
Short Description: Your circumstances are unique and we’re dedicated to providing funding that suits your ambitions.
Type: Debt
Debt Category: Larger Business Loans
Short Description: WHY CHOOSE LOWRY? Why do Introducers choose Lowry Capital for short term property finance? We know every Bridging Finance company says they offer great service – but we have built our business on genuine, personal relationships with our Brokers. In fact, we’ve just been voted ‘Best Short Term /Bridging Finance Lender 2014′ in the Financial Reporter Awards. Please put us to the test and you’ll be blown away. If you have a client that requires short term funding, we guarantee you a quick response. Lending throughout England, Scotland and Wales Providing funding for properties in need of heavy refurbishment (property can be in a shell condition, eg. no kitchen/no bathroom) Lending against residential investment and commercial properties Loans between £25k to £1.5million Providing secured business funding (tax bills, business investment, cashflow, growth funding) Auction finance available Time critical property transactions Debt forgiveness funding (paying off a current lender and getting a discount) Some adverse credit accepted No proof of income required Streamlined underwriting process (instant decisions, speak to a decision maker)
Type: Debt
Debt Category: Larger Business Loans
Short Description: Masthaven has been operating as a principal lender providing bridging finance since it was established in 1983. During this period the Directors of Masthaven have experienced every aspect of bridging loans, thus ensuring that we always provide a high quality service. We are innovative lenders who are looking to build long term relationships with our clients and intermediaries.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Our loans are easy to arrange - following receipt of all necessary information, we will do all we can to provide a prompt lending decision. Our wide range of finance products can help you plan your company's future. Our loans are tailored to your company's needs.
Type: Debt
Debt Category: Larger Business Loans
Short Description: We are a privately funded bridging lender and offer first charge bridging & rebridging loans on non-owner occupied residential and commercial properties with loans from £27,500 to £1,000,000+.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Our Technology and Media Team use their banking expertise and sector specialism alongside a bespoke ecosystem, to support the technology and media community. The team provides a wide range of bespoke financial solutions alongside traditional term debt, working capital facilities, invoice finance and asset funding.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Oakbridge can provide an immediate "in principle" decision and approve a loan within two hours. Drawdown is reliant on the complexity of the case, the valuer providing a satisfactory report and the lawyers completing the formalities
Type: Debt
Debt Category: Larger Business Loans
Short Description: If you want a loan which really works with the way you do business, a business lending solution from OakNorth Bank could be perfect for you.
Type: Debt
Debt Category: Larger Business Loans
Short Description: With a fixed rate loan, your business can plan payment amounts for a period of up to 10 years. It could be the ideal solution to help smooth financial planning and cash flow management.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Originating in 1934 our expertise in property developments and providing funds for new deals and projects is second to none. We develop excellent long term relationships with our borrowers. We see the development finance process as a partnership rather than a borrower-lender you may experience with a Bank.
Type: Debt
Debt Category: Larger Business Loans
Short Description: As a privately owned company, with substantial funding lines, we can approach lending in a completely different way. Our proven funding solutions are entirely made to measure, quick and ideal support for businesses who are finding it difficult getting finance from mainstream lenders, particularly in the timescales they require.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Our Large Loan team provides you with access to dedicated Lending Relationship Managers who offer a tailored service to meet your clients’ needs for loans over £1 million.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Shawbrook is a specialist UK lending and savings bank founded in 2011 to serve the needs of SMEs and individuals in the UK with a range of lending and saving products. At June 2015 our total lending reached more than £2.7 billion and we have now raised more than £2.6 billion in deposits since our launch.
Type: Debt
Debt Category: Larger Business Loans
Short Description: As a Lessor we can provide a wide range of funding solutions to companies wanting to expand their business offerings by investing in new or used equipment.
Type: Debt
Debt Category: Larger Business Loans
Short Description: As the UK’s leading independent finance provider, Syscap makes financing simple. We work closely with our customers to develop bespoke finance solutions to suit their individual business needs.
Type: Debt
Debt Category: Larger Business Loans
Short Description: After fifteen years experience in the bridging/commercial finance market, Tower Bridging was setup to facilitate a need in the market for broader borrowing needs.
Type: Debt
Debt Category: Larger Business Loans
Short Description: As a business or charity looking to grow it is important you get the right funding solutions in place, when you need them, to help you achieve your ambitions. At Triodos Bank we offer a more focussed and specialist approach to borrowing for businesses and charities with clear social, environmental or cultural aims. So whether you are looking for help to fund a specific project, purchase a property, or refinance your business we could have a lending solution for you. Please note that this information has been extracted from Tridos Bank website www.triodos.co.uk/en/business. Last updated July/2015
Type: Debt
Debt Category: Larger Business Loans
Short Description: We are committed to helping our customers find and apply for the right finance for their business, offering clear and fair lending terms and making it easier for them to manage their finances.
Type: Debt
Debt Category: Larger Business Loans
Short Description: At United Bank UK, we focus on offering business banking services that respond to the specific needs of our customers. United Bank UK’s provides trade finance facilities to businesses of all sizes.
Type: Debt
Debt Category: Larger Business Loans
Short Description: As the UK’s leading specialist in alternative business funding through bonds, UK Bond Network enables your business to access finance which is structured to suit your specific requirements. We connect you to sophisticated investors through our unique bond auction platform and give you the flexibility and transparency you require.
Type: Debt
Year Established: 2013
Debt Category: Larger Business Loans
Short Description: Across the Republic of Ireland and Northern Ireland, Ulster Bank employs 6,000 people. We meet the needs of around 1.9 million personal and business customers through 174 outlets across the island of Ireland and a business banking presence in every county.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Ultimate Business Cash is a well-respected provider of business finance solutions to SMEs for over 10 years with a leadership team that has 50+ years of experience.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Setting up a short term loan can be a complex task, after all, there are often many factors to consider. With that in mind, we have produced this guide to help give you a quick overview of our products. However, please remember this is for guidance only. We may consider circumstances outside of this guide so always call us directly to discuss your particular requirement. Other terms and conditions may also apply.
Type: Debt
Debt Category: Larger Business Loans
Short Description: Unsecured, short term loans to UK SMEs from £25,000 to £250,000, from 3 to 12 months. Instant response, funds within days. Secure and private. Must be UK registered company, 2 years+ trading, sales > £200,000 and no CCJs. We do not consider start-ups, sole traders, individuals or distressed situations.
Type: Debt
Debt Category: Larger Business Loans
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