Cash Advances provide unsecured funding that is repaid by deducting a fixed percentage from the borrower’s income each day. They are often used by businesses that receive much of their revenue via card payments, the fixed daily percentage being deducted automatically by the merchant services provider and passed to the lender.
Cash Advances

Short Description: A 365 Merchant Cash Advance is a fast, friendly and simple way to raise up to £100k of unsecured funding for any business that takes payment via credit and debit cards. Our application process takes minutes. We do not require business plans or security.
Type: Debt
Debt Category: Cash Advances

Short Description: Founded and privately owned by industry experts since 2005, acceptcards continue to lead the way in advising and assisting businesses on every aspect of taking payment by card. Our continued growth and success has only been possible through our dedicated team of industry experts and many partnerships within the card payment industry.
Type: Debt
Debt Category: Cash Advances

Short Description: Amplifi Capital is on a mission to make finance more accessible to SME businesses in the UK, using our revolutionary technology platform to deliver clear, transparent, affordable loans through a simple application coupled with a fast decision. We offer short term unsecured business loans ranging from £3,500 to £100,000.
Type: Debt
Year Established: 2014
Debt Category: Cash Advances

Short Description: Formed in 2012 by Kevin Hayler, Annecto UK Ltd was set up to support independent businesses. We provide a mix of financing and payment products backed up by expert advice and outstanding service. We believe in helping SMEs trade through these difficult times, and in making sure they take advantage of advancements in technology to grow their business leanly.
Type: Debt
Debt Category: Cash Advances

Short Description: We understand that you need patience, understanding and flexibility in a banking partner. You also need us to make decisions promptly. Whatever the situation, your relationship manager will take the time to understand your needs, and discuss the most appropriate method of finance – whether you want to expand your business, invest in equipment, buy more stock or extend credit to your customers.
Type: Debt
Debt Category: Cash Advances

Short Description: Have you a small or medium sized UK business (including Northern Ireland) that needs funds to grow or cashflow to succeed? Bizniz cash offers truly affordable funding over 3 to 24 months for established businesses who want to be successful.
Type: Debt
Debt Category: Cash Advances

Short Description: Opened in 2008, we have built up a reputation as a market leader in the Alternative Finance Industry.
Type: Debt
Debt Category: Cash Advances

Short Description: At Capital on Tap, this open-minded approach to new ideas and opportunities has enabled us to redefine the meaning of supplier finance. We thrive on innovation and creativity. Our team’s broad experience and expertise allow us to marry skill, analysis, and diligence with passion and energy for a fresh take on supplier finance.
Type: Debt
Debt Category: Cash Advances

Short Description: CARD CUTTERS LTD WAS FOUNDED IN JUNE 2009 BY INDUSTRY EXPERTS WHO HAVE OVER 30 YEARS EXPERIENCE IN THE CARD PAYMENTS MARKET.
Type: Debt
Debt Category: Cash Advances

Short Description: A merchant cash advance is ideal for any businesses who accept credit or debit card payments from their customers. By looking at your monthly sales through your chip and pin machine we can raise up to 75% of that figure.
Type: Debt
Year Established: 2012
Debt Category: Cash Advances

Short Description: Merchant Fund comprises of a number of funding solutions for businesses, whether it’s to purchase new stock, buy new equipment or a refurbishment, there is a product that can suit your needs. Funding between £2,500 – £500,000 Payback as you earn Auto approval up to £15,000
Type: Debt
Debt Category: Cash Advances

Short Description: We lend to UK businesses in growth, combining innovative, short term, guarantee- backed finance facilities with an engaged and personal service, giving businesses access to funding that will help realise their business aspirations. No algorithms, we believe in a simple, transparent product and reasoned lending decisions.
Type: Debt
Debt Category: Cash Advances

Short Description: In today's new and challenging economy it's vital that you get the working capital you need, and improve your cash flow ensuring that your business not only survives, but thrives.
Type: Debt
Debt Category: Cash Advances

Short Description: We provide a fully outsourced direct debit collection service giving our clients the power to collect their invoices by direct debit; plus we make cash advances and business loans available to our clients secured only against future direct debit collections.
Type: Debt
Year Established: 2012
Debt Category: Cash Advances
Short Description: Our primary objective is to provide business owners with the working capital they need to run a successful business with innovative and transparent funding solutions. Different from conventional business loans, our Business Cash Advance is a simple and straightforward form of unsecured loans where the pay back amount is known up front and does not change.
Type: Debt
Debt Category: Cash Advances

Short Description: If you are looking for a Small Business Loan, why not consider raising financing using a Business Cash Advance. This is a way of raising an unsecured business loan based on your future credit and debit card receipts.
Type: Debt
Debt Category: Cash Advances

Short Description: Everline is a leading alternative finance provider of working capital to small and medium size businesses. We offer our customers a simple, frictionless and transparent process. Using up to date business data and our innovative technology, we make responsible, real time, and automated risk decisions.
Type: Debt
Debt Category: Cash Advances

Short Description: ezbob was the brainchild of its two founders that believed that the time had come to challenge the banks in regards to small business lending. The business was founded in 2011 when a team of financial experts and technology gurus began laying the groundwork for what would be the most advanced business lending platform in the market. ezbob was introduced to the market in July 2012 and received a glowing reception. Since launch the company has provided funding to thousands of businesses across the UK. The company has also won awards and has been chosen to showcase its technology at several leading financial technology events such as FinovateEurope and Money2020 both in 2013 & 2014 and efma 2014.
Type: Debt
Debt Category: Cash Advances

Short Description: Access to working capital has become a real challenge for many small and medium sized businesses as traditional commercial lending sources have reduced borrowing.
Type: Debt
Debt Category: Cash Advances

Short Description: First Payment Merchant Services are specialists in payment processing and have the ability to purchase a merchant’s future debit and credit card transactions in order to provide an upfront cash injection. First Payments will purchase a set amount of transactions and provide this amount to the merchant upfront. Up to 20% of the merchant’s daily receipts are kept by FPMS and First Data to repay the advance.
Type: Debt
Debt Category: Cash Advances

Short Description: Fleximize is a fast and flexible business loan solution for businesses looking to grow. Providing the highest level of service alongside a unique proposition, Fleximize is a great solution for small businesses looking for finance on their terms. Borrow up to £150,000 over a flexible term of up to 24 months.
Type: Debt
Year Established: 2012
Debt Category: Cash Advances

Short Description: At Funding Well we value responsible lending and our goal is to help your small business get the funding it needs to be successful.
Type: Debt
Debt Category: Cash Advances

Short Description: iwoca is the new finance provider dedicated to serving small businesses. We provide customers with flexible credit facilities of up to £100,000, allowing them to manage their cash flow more effectively and take advantage of opportunities. There are no commitments or hidden fees, and signing up is completely free.
Type: Debt
Year Established: 2014
Debt Category: Cash Advances

Short Description: Just Cash Flow offers flexible funding solutions to ambitious and growing UK businesses. We know that businesses want fast and flexible funding and we are able to support this through our funding solutions. Our Revolving Cash Fund (RCF) gives businesses access to funding from £10,000 to £500,000. They only pay for the fund if they draw it down, and only for as long as they need it. This means they can pre-arrange the level of funding required, without interest charges until they actually use the funds. The link below takes you to a short video that explains the RCF. https://vimeo.com/justcashflowuk/revolvingcashfund
Type: Debt
Year Established: 2011
Debt Category: Cash Advances

Short Description: Just Cash Flow PLC lends to growing UK businesses that need a flexible finance facility to help manage their cashflow and support their longer term funding challenges. We offer funding support as an alternative to a bank overdraft or a business loan.
Type: Debt
Year Established: 2014
Debt Category: Cash Advances

Short Description: We are liberating lending for small businesses. Pay back through your card transactions. Business cash advance £2500 - £300,000. No fixed repayments to worry about. Apply in a matter of minutes. Receive your money in as little as 24 hours. Payback only as you earn.
Type: Debt
Year Established: 2007
Debt Category: Cash Advances

Short Description: Liquid Finance help small businesses that have a card terminal, grow by providing assistance with cash-flow management. Through a Merchant Cash Advance, we can deliver at least one month’s worth of credit/debit card turnover in the form of an advance which is then paid back as a small percentage of your daily card takings.
Type: Debt
Debt Category: Cash Advances

Short Description: Need a business loan with straightforward, affordable daily repayments? A Business Cash Advance is a short term cash injection of between £1000 and £500,000 which works with you to support your cash-flow and business needs. Unlike traditional finance products there is no APR* or hidden costs!
Type: Debt
Debt Category: Cash Advances

Short Description: When you apply for a flexible loan, one of our specialist SME advisers will contact you to learn about your business. We will agree the loan terms with you, specific to your credit profile and your ability to repay comfortably. Funds can be in your bank within 2 hours.
Type: Debt
Debt Category: Cash Advances

Short Description: Established in 2008, Milestone funding has assisted UK businesses of all sizes to gain control of their cash flow challenges by introducing the most suitable funding solutions on the market, releasing the working capital that is fundamental to their growth.
Type: Debt
Debt Category: Cash Advances

Short Description: We have helped hundreds of businesses raise a cash advance for their business and this includes many repeat customers who draw down on their merchant cash advance again and again. It can be the perfect alternative to a secured commercial loan or bridging facility and attracts no up front broker fees
Type: Debt
Debt Category: Cash Advances

Short Description: Finally, a funding option that cuts through the fuss. PayPal Working Capital lets you repay your merchant cash advance when you get paid. Get funding in minutes, with PayPal Working Capital. Applying is simple and, if approved, we'll transfer funds into your PayPal account immediately.
Type: Debt
Debt Category: Cash Advances

Short Description: We offer a great alternative to business loans. If you process a minimum of £3,000 in monthly debit/credit card transactions you could be on your way to receiving from £3,000 to £500,000 to use for any business expense.
Type: Debt
Year Established: 2012
Debt Category: Cash Advances

Short Description: Quickfund is one of the UK's leading providers of flexible financing solutions for growing businesses. We offer fast and flexible funding solutions to small and medium sized businesses across the UK, across a variety of sectors, including hospitality, retail, health and beauty, motor and construction, to name but a few.
Type: Debt
Debt Category: Cash Advances

Short Description: We can help give you a clear strategy, to ensure that your business and your future income and assets are protected. We are an independent firm, which means that we can give you the best advice. We are totally on your side. We can discuss emergency finance, funding, HMRC arrears, bank negotiating or guarantees, insolvency options, legal issues, winding-up petitions or company restructuring.
Type: Debt
Debt Category: Cash Advances

Short Description: Have you sought finance for your small business recently? Have you been unable to secure a bank loan or overdraft to enable you to grow your business? If you have then you will already know how difficult it is to obtain the finance you need in order to expand and grow your operation. Even healthy businesses are being rejected by the banks but there is some good news. Salamander Finance has an alternative called Business Cash Advance and the application process could't be simpler or quicker - regardless of your credit score. In just three simple steps, you could have access to anywhere up to £250,000 needed to buy new equipment, refurbish your premises, buy new premises - any purpose you desire! In some circumstances, the advance could be as high as £500,000!
Type: Debt
Debt Category: Cash Advances

Short Description: Formally known as United Kapital and Capiota in the UK we have gone global, bringing together our 5 companies operating in the UK, US, Canada and Australia. Capify is the number 1 provider of Alternative Finance to small businesses around the globe.
Type: Debt
Year Established: 2009
Debt Category: Cash Advances

Short Description: Wirefund is a provider of quick and simple business loans from £1,000 to £25,000. Created to improve the flow of British business, Wirefund provides loans to help protect and grow small and medium sized companies by keeping their cash flowing. Unlike other providers, Wirefund’s loans are not secured against a director’s personal assets. With no personal guarantee required, aspiring entrepreneurs need not risk their homes to build a business. As well as this, Wirefund looks at the bigger picture and considers each business owner personally, so applicants are not evaluated solely by an algorithm. Get back to running your business!
Type: Debt
Year Established: 2014
Debt Category: Cash Advances