A mini-bond issue enables a company to raise debt funding from a group of individual lenders, usually its customers. Bond issues below €5m do not require a full legal prospectus and any bonds issued cannot normally be traded from one investor to another. In effect, most mini-bond issues are unsecured loans that must be held for their full term or until the borrower redeems them.
Mini-Bonds

Short Description: Allia works with charities and social enterprises to help them start up and create maximum impact. Our support spans entrepreneurs with ideas through to established charities seeking to raise £10 million or more of loan finance.
Type: Debt
Debt Category: Mini-Bonds

Short Description: Capita acts as administrators of mini bonds, and run the application process through an application website plus phone and paper options. We work closely with the company and its legal and financial advisors who design the structure of the bond – investment target, length of term, interest offered etc.
Type: Debt
Debt Category: Mini-Bonds

Short Description: Investec advises on the appropriate retail bond structure, identifies the relevant pricing and appoints and coordinates an externally regulated retail distribution group/chain. We distribute the bonds, advise on the marketing strategy, organise the legal documentation and settlement and make markets in the bonds – we are the largest market-maker on the LSE’s ORB.
Type: Debt
Debt Category: Mini-Bonds

Short Description: Retail Charity Bonds is a bond issuing platform to raise £10-£50 million of unsecured loan finance for charities from ethical investors through bonds listed on Stock Exchange. It is an initiative of Allia, a UK charity and social investment specialist, in association with Canaccord Genuity.
Type: Debt
Debt Category: Mini-Bonds